Can information be removed from my credit reports even if it belongs to me?

Can information be removed from my credit reports even if it belongs to me?

Any accounts on a credit report can be removed, but they must to be removed due to a violation of some type (which you will find described in the Fair Credit Reporting Act) (FCRA) or due to inaccuracy, inability to verify or incompleteness. There are many laws written to protect you (the consumer), so anything that violates these laws will cause removal of any accounts including judgments, liens, collections, charge-offs, bankruptcies and late payments that are incorrect, misleading, obsolete or inaccurate.

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