If the creditors send me proof after the first round is sent, does that mean they won't come off?
Most definitely not. Each account has an average of 17 dispute reasons, aside from actual inaccuracies. Each must be investigated and each must be legally verified. This is also where direct creditor disputes, complaints and escalations come in.
When will my 1st update be from the 1st round?
Unfortunately, the first round is always the longest. I can promise you that it is for your benefit, though! 1st round timing: 9 business days for disputes to go out 40 days for investigation and responses *this timing is approximate and can change ...
Stall Letters and Responses from the Bureaus
Responses from the credit bureaus: I've been doing this for over 10 years and have process over 20k files and know all of the responses that can be sent to you and why they are sent. I don't even need to ask you what they sent for me to send this ...
Getting Started: Credit Sweep Initial Audit Timing
The current set up, analysis, research and dispute timeframe is 9business days. Client portals are completed 3-5 days later. Here is the process: (business days) Set up 1-3 days Analysis 3-5 days Research and Disputes 2+ days Once disputes have been ...
If the bureaus don't respond, does that mean they didn't get my disputes?
Credit sweeps are different than credit repair programs. Beacuse we have less interaction with the credit bureaus and because we do not go off of their credit reports, their responses are of little value to us. We're able to login to their websites ...
How long does the credit restoration process take?
It all depends on how many negative inaccurate, obsolete, misleading or duplicate items are on your credit reports. It also depends on the credit bureaus properly doing their job by heeding the federal law, Fair Credit Reporting Act. You will ...