No, there is more to the credit repair/restoration/rebuilding process than just sending letters or proper documents to the Credit Bureaus.
Yes, you could have prepared the necessary documents yourself, but if you do not do them properly, request your investigation properly or send the correct requested items, then you risk the chance of being ignored, receive a rejection letter in the mail or have something deleted when you really wanted it corrected, etc. Also, when the results come back to you, it is very difficult to read them or understand what the credit bureaus did.
For example: the credit bureaus can delete or correct an item but did not list it in the results section. Our job is to decipher these results and to correct their mistakes, know what to do if they ignore you and how to continue.
With our years of experience and expertise, we can help the credit repair/restoration/rebuilding process to continue smoothly. Also, most consumers just don’t know their credit rights and what they can do to improve their credit and raise their scores. It is very similar to doing your own taxes.
If you don’t know how, then you hire a professional CPA. You can also represent yourself in a court of law, but if you want a professional, then you hire an attorney. Experience and knowledge counts for a lot in this line of work. You want to get the best results possible and not spend a lot of money doing it!
To do this correctly, one must know:
how to dispute
who to dispute with
whether to dispute at all
when to dispute
who to make complaints with
whether to make complaints
what a violation is
how to handle a violation
what belongs on an account
what does not belong on an account
Stall Letters and Responses from the Bureaus
Responses from the credit bureaus: I've been doing this for over 10 years and have process over 20k files and know all of the responses that can be sent to you and why they are sent. I don't even need to ask you what they sent for me to send this ...
Is credit repair legal?
Yes, our credit repair method is 100% legal. We use the dispute letter method, which is the only legal method out there. We do not have a "contact" at one of the bureaus, and anyone that states they do is ripping you off. Everything that we do, you ...
Clarification on how updates work
If this were regular credit repair, you would have updates either every 35, 45, 60 or 90 days based off the reports that you receive in the mail. Your dispute letters sent out would be based off templates and your total timeframe would be 12 months - ...
Common Email Questions
Consulting and Credit Sweep Clients: Answering emails takes up a very large period of time each day, and I already put in hours on each and every file - including yours. So that I can continue to get those great results, please check your portals and ...
I didn't receive any responses. What's going on?
There's actually another ticket related to this, but I wanted to specifically answer this question: This process is much different than the regular credit repair process and most of the time, I do not wait on responses and most of the time I do not ...